All Registered Dental Hygienists with a General/Specialty Certificate of Registration must hold professional liability insurance that meets the College’s requirements:

• Minimum coverage of $1 million per occurrence.
• Minimum annual aggregate coverage of $5 million.
• Maximum deductible of $4,000 per occurrence.
• Run-off coverage (enduring or tail coverage) for a minimum of two years.
• Provided by an insurer licensed by the Financial Services Commission of Ontario or the Office of the Superintendent of Financial Institutions Canada.
• Includes an endorsement that provides coverage for sexual abuse therapy and counselling for every person eligible for funding, under subsection 85.7(4) of the Health Professions Procedural Code, as a result of sexual abuse by the Registered Dental Hygienist.

Professional liability insurance can be obtained from the Canadian Dental Hygienists Association, Ontario Dental Hygienists’ Association or any insurance broker.